Thursday, July 30, 2009

Manage Your Money With iPhone

If you can surf the web and listen to music from your I-Phone, it stands to reason that you should be able to manage your Kuala Lumpur as well. Especially in today's trying economy, you don't want to miss out on a good opportunity or avoid a really bad one. Luckily, with the I-Phone, you don't have to miss out on anything. Personal finance applications work well with this latest bit Adsl Comparison technological advancement. The best ones allow you to keep up with your stocks, convert currencies, figure out how web hosting mail you owe debtors, and monitor expenses without being in the office. Some even allow you to track multiple accounts and even transfer money. The best part is the price tag - most of these applications wireless internet speed test either cheap or free so you lose nothing by giving it a try.

Here are some of the best.

Bloomberg Mobile - No charge

Not quite as sophisticated or advanced as the Bloomberg Terminal, this is still a well-designed product that gives you several impressive features. You are able to receive the latest in business news and developments, quotes on your favorite stocks, descriptions on companies you might be interested in, plus you get analysis on price charts and market trends. There is a feature called "My Stocks" the replaces Apple's regular Stocks app with better bells and whistles. Bloomberg Mobile seems a perfect fit for the iPhone, especially when you can rotate the phone horizontally and view larger charts that are much easier to read.

Mobile Banking - No charge

If you do business with Bank of America, you'll find this application extremely useful. Mobile Banking is a lot like Bank of America's regular site, but iPhone-friendly. Check your balances, pay bills, and transfer funds. Mobile Banking also helps you find an ATM and Banking Center closest to you, probably its most popular feature. Another positive development is the Online Banking Guarantee. This guarantees that BofA takes full responsibility for any unauthorized transactions. Also, they help to prevent identity theft by using advanced encryption technology.

PayPal - No charge

Will your iPhone replace your wallet? Don't throw away that leather-bound money and card carrier just yet, but your PayPal account is accessible through your phone and allows you to check balances and send money from anywhere. With sixteen currencies supported and a secured password, PayPal is a step in the right direction. However, it doesn't allow you to see your transaction history or receive notification when money arrives in your account.

Loan Shark - Low Fee

If you're looking for a loan, try Loan Shark. No, we're not suggesting you visit the shady man down the street. Loan Shark is an application that allows you to calculate and compare loans from tm streamyx banks or lending institutions. Follow it through by calculating your payments with interest rate and see the full Amortization Table for the entire life of the loan. Try for different outcomes by changing the length of the loan or interest rates. You can get surprisingly accurage information on how long it will take to pay off any kind of loan, including credit cards, see how close you are to paying off a current loan, and lots of other uses.

Tipulator - Even lower fee

There are lots of tip calculators out there, but Adsl Mtu blends cool graphics with a simple application. It's actually fun to use and costs less than a cup of coffee. Give it a try.

Tiptap - No cost

Another tip calculator, but this one is free. A large custom keypad makes it simple to use and a large picker wheel does the math quickly. Includes features like rounding, splitting, or tax support if you choose and adapts to your chosen language and currency.

PocketMoney - Low cost

This application has been around a long time. Fourteen years ago, it lived on the Apple Newton before moving on to the Palm and Windows phones. PocketMoney now keeps track of you unlimited number of accounts, completes transactions automatically, and creates expense reports and pie charts.

SplashMoney - Low cost

SplashMoney is lets you track your many accounts including: checking, savings, credit card, as well as many broadband connection speed You can create customized reports and charts that help you budget and spend wisely.

Day Bank - Lower cost

Day Bank is more suited than other applications for entering transactions while you're out and about. It also monitors how much you spend. You can take pictures of receipts and everything it does, it does quickly.

Pennies - For not much more than pennies

Pennies is slick and cool. It doesn't do as much as other applications, but it doesn't pretend to be more and is good at what it can do. You can create a monthly budget quickly, record and track your daily expenses, and monitor your spending habits. The large buttons make it fun and easy to use.

Catherine Durkin Robinson is a contributing writer for BillSavings.com, your information resource and community for money-saving tips and offers so you can shop, compare, and save money on just about everything.

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